EMI Calculator Nepal
Calculate your loan EMIs for home, car, or personal loans in NPR
Popular Loan Types in Nepal
Home Loan
NPR 10M @ 9.5% for 20 years
Car Loan
NPR 2M @ 12% for 5 years
Personal Loan
NPR 5L @ 14% for 3 years
About the EMI Calculator
Our EMI Calculator for Nepal is designed to help residents of Kathmandu, Pokhara, Biratnagar, and beyond plan their loan repayments with ease. Whether you’re applying for a home loan from Nabil Bank, a car loan from Global IME Bank, or a personal loan from Kumari Bank, this tool provides accurate EMI calculations based on Nepal’s banking norms.
Using the standard reducing balance method, the calculator computes your monthly EMI, total interest, and repayment schedule in Nepalese Rupees (NPR). It’s mobile-friendly, free to use, and updated for 2025 interest rates (typically 9-14% per Nepal Rastra Bank). Simply input your loan amount, interest rate, and tenure to get instant results!
Frequently Asked Questions (FAQs)
What is an EMI in Nepal banking?
EMI (Equated Monthly Installment) is the fixed monthly payment you make to repay a loan, including both principal and interest, commonly used by Nepalese banks like Himalayan Bank and Prabhu Bank.
How accurate is this EMI calculator for Nepal?
This calculator uses the standard EMI formula approved by Nepal Rastra Bank. Results are estimates; consult your bank for additional fees like VAT (13%) or processing charges.